Payments
Every way your customers want to pay.
Cash-only is simple until a homeowner wants miles on their card. Card-only is slick until a commercial client insists on ACH. TradeKit payments cover the full reality of plumbing, electrical, HVAC, and remodeling work: quick residential taps, online links for after-hours approvals, bank transfers for big tickets, and zero-fee logging when someone hands you a check at the door. Processing runs on Stripe's trusted rails—so security and compliance are not DIY experiments while you are trying to grow a crew.
Straightforward rates
One platform. Clear numbers. No surprise “software tax” every month.
Contractors already pay processing somewhere—often stacked on top of monthly field-service subscriptions. TradeKit is built so your rates map to how money actually moves: slightly lower for in-person tap (4.6% + $0.10), standard for online card (4.9% + $0.30), economical for ACH (2.0%), and free to record cash or check. Deposits and partial payments use the same system, so you are not duct-taping Square, Venmo, and paper ledgers together after every job.
Credit & debit online — 4.9% + $0.30
Send a pay link after the invoice lands. Homeowners can settle from the couch; you get confirmation without another phone call.
Tap-to-pay in person — 4.6% + $0.10
Take contactless cards and wallets at the truck or kitchen table. Fast for small jobs, tune-ups, and “while you are here” add-ons.
ACH — 2.0%
Lower rate for larger tickets—panel swaps, system replacements, remodel draws—when customers prefer bank transfer.
Cash & check — $0
Record offline payments so your books stay honest and your dashboard reflects reality, even when plastic never touches the reader.
Deposits & partial payments
Secure material money up front and collect the rest at completion without juggling separate apps or manual math.
Rates include the entire platform—website, booking, quotes, invoices, and growth tools—not a bare payment widget hidden behind another subscription. No monthly fee means you are not paying rent on software before the first dollar clears. Stripe-powered processing gives customers familiar, secure checkout experiences and gives you modern payout tooling without building your own gateway.
How it works
Offer options. Collect faster. Reconcile without the Sunday spreadsheet marathon.
Start from the invoice or quote you already built—no duplicate totals. Email or text a payment link for card or ACH, or use tap-to-pay when you are face-to-face. Partial payments post against the same invoice so everyone sees the remaining balance. Cash and check entries keep your dashboard aligned with bank deposits when you swing by the branch on Friday. Because everything lives in TradeKit, you spend less time asking “which app was that $400 in?” and more time scheduling the next job.
Payment friction kills deals at the worst time—right when the homeowner is ready to say yes. TradeKit removes that friction with options trades businesses actually use, backed by infrastructure you can trust while you scale from one van to several.
Get paid the modern way—without stacking six apps.
Transparent rates, Stripe-powered security, and tools that match how real contractors collect on the job and after hours.
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Website, booking, invoicing, payments, and more — $149 one-time launch, $0/month forever.
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